Independent Financial Advisers (IFAs) are professionals trained to assist you in making the most effective financial decisions for your situation. As financial markets fluctuate and tax laws change, you need to be sure your financial decisions remain appropriate. It is the role of the IFA to keep up with developments and changes and advise you accordingly. IFAs are regulated by the Financial Services Authority and, as such, are bound by law to research all available options in order to offer the solution best-suited to your needs.