case studies

Retired divorcee

Ms Client aged 70. Divorced with 4 grown up children

Background - Home £880,000,Cash £30,000,Income £1,400pm, P/T £524pm State Pen

Son running business and living in part of property

Challenges

1. Wanted increased personal income
2. Dreamed of French property ownership
3. Concerned regarding Inheritance Tax (IHT) situation

What we did

1. Equity Release
2. Advised on French Property purchase using Company (shares owned by Children)
3. Arranged investment in Trust for IHT and income purposes

The Results

1. French property purchased – used by all family
2. Increased personal income (tax efficient) enabling client to retire
3. Reduced potential Inheritance Tax liability